Insurance Companies after an Accident
Being involved in a truck accident can be confusing and frustrating for crash victims. Typically, in a passenger vehicle accident, you would be up against an at-fault driver and his or her insurance company. However, truck accidents are far more complex – and having a truck accident attorney on your side is critical.
In a single accident, multiple parties can be involved, which means multiple insurance companies. Additionally, the cab, trailer, and cargo can be insured separately. Since large commercial trucks can weigh up to 80,000 pounds, they can inflict a lot of damage in an accident, which means they pose a liability to trucking companies and their insurers. For that reason, trucking companies will pay the highest premiums in order to protect their assets.
Too much is at stake
When accidents occur, trucking companies have a lot to lose. In order to protect their bottom line, they’ll often go to great lengths to cover up any wrongdoing on their part and on the part of their drivers. They’ll do this by launching their own investigation using a team of adjusters and attorneys, who will likely yield results in their favor.
Furthermore, a single truck accident can cost insurance companies millions of dollars. That’s why they’ll go to great lengths to keep their own costs down, including downplaying or denying your claim. They may attempt to ask you trick questions to elicit a response that can later be used against you.
They may even be generous enough to offer you a small settlement that barely covers the costs of your medical bills and lost wages. Once you accept a settlement, it’s game over. Any additional medical expenses associated with your crash would have to be paid out of your own pocket. That’s why it’s important to understand your rights after a truck accident.
Why hire our law firm
When reporting an accident with a large commercial truck, keep your comments to a minimum and refrain from speaking to any insurance companies other than your own. You should also seek immediate medical attention, even if your injuries seem minor enough to shake off. The longer you wait to see a doctor, the less likely you’ll be compensated for your medical expenses.
Most importantly, never attempt to handle a truck accident claim alone. Let an experienced Kansas truck accident attorney do the work for you. The attorneys at Bretz Injury Law in Hutchinson, Salina, Wichita, Garden City, Dodge City, Liberal, and Hays have decades of experience representing injured motorists in truck accidents and have the case results to prove it.
We’ll investigate the cause of your crash and use any evidence we find to help you build a strong claim. Don’t hesitate to contact us for a free consultation. Call us toll-free at .
